Services designed around real financial challenges

Each consultation is structured to deliver actionable clarity, not vague advice. You'll leave with specific next steps and the knowledge to implement them.

Financial Foundations Review

90-minute comprehensive session + personalized report

What this covers

This is where most people start. We conduct a complete financial audit of your current situation—income, expenses, debts, assets, and goals.

You'll receive a detailed report identifying immediate opportunities, prioritized recommendations, and a step-by-step action plan.

Specifically, we analyze:

  • Complete income and expense mapping
  • Debt assessment and prioritization strategy
  • Emergency fund adequacy
  • Savings rate optimization
  • Insurance coverage gaps
  • Tax efficiency opportunities

Who this is for

Anyone who feels unclear about their overall financial health. Whether you're earning well but struggling to save, or you simply want professional validation that you're on track.

Investment £247.50

Availability within 2-3 weeks

Budgeting System Setup

60-minute session + custom template package

What this covers

We build a personalized budgeting system that actually fits your life. Not a restrictive spending diet, but a sustainable framework that gives you control without feeling deprived.

Includes custom spreadsheet or app setup, category structure tailored to your spending patterns, and a 30-day follow-up to troubleshoot and refine.

What you'll get:

  • Customized budget template with your actual categories
  • Tracking system setup (spreadsheet or app guidance)
  • Variable expense handling strategy
  • Automated savings integration
  • 30-day check-in session

Who this is for

Those who've tried budgeting apps or templates but found them too generic or complicated. You need something that matches how you actually live.

Investment £185.00

Includes follow-up session

Debt Elimination Planning

75-minute intensive session

What this covers

Strategic debt repayment planning based on mathematics, not emotions. We prioritize based on interest rates, minimum payments, and psychological wins that maintain momentum.

You'll receive a month-by-month payoff timeline with specific payment amounts and projected interest savings.

The process includes:

  • Complete debt audit and analysis
  • Interest rate impact modeling
  • Avalanche vs. snowball strategy assessment
  • Consolidation opportunity evaluation
  • Custom repayment timeline
  • Strategy to maintain motivation

Who this is for

Anyone carrying multiple debts who wants a clear roadmap to becoming debt-free without sacrificing quality of life.

Investment £219.00

Includes detailed repayment roadmap

Investment Readiness Consultation

90-minute session + comprehensive resource guide

What this covers

For those ready to start investing but overwhelmed by options. We cover fundamental principles, assess your risk tolerance, and create your first investment strategy.

This is education-focused: we explain index funds, ISAs, SIPPs, asset allocation, and platform selection without pushing specific products.

Session breakdown:

  • Investment fundamentals explained clearly
  • Risk tolerance questionnaire and analysis
  • Account type guidance (ISA vs. SIPP vs. GIA)
  • Platform comparison and recommendation
  • First portfolio allocation strategy
  • Resource guide for ongoing learning

Who this is for

People who've stabilized their finances and are ready to start building wealth through investing, but don't know where to begin.

Investment £312.75

Includes resource library access

Retirement Planning Foundations

2-hour comprehensive session

What this covers

We translate confusing pension statements into actual projected income. You'll understand what you're currently on track for, what you actually need, and how to close any gaps.

Covers workplace pensions, state pension, private pensions, and optimal contribution strategies.

What we'll address:

  • Current pension review and projection
  • State pension entitlement check
  • Retirement income needs calculation
  • Gap analysis and closing strategies
  • Contribution optimization
  • Tax relief maximization

Who this is for

Anyone who looks at their pension statements and has no idea if they're saving enough for retirement.

Investment £364.50

Detailed projection report included

Couples Financial Alignment

2-hour joint session

What this covers

Money is one of the top sources of relationship conflict. We facilitate productive conversations and build systems that respect both partners' values and priorities.

This isn't therapy—it's practical system design for shared financial management.

Session structure:

  • Individual and shared goal clarification
  • Money personality assessment
  • Joint account structure design
  • Decision-making framework creation
  • Conflict resolution strategies
  • Regular money meeting template

Who this is for

Couples who struggle with money conversations, have different spending styles, or want to align financially before marriage or major life changes.

Investment £428.25

Joint session required

Not sure which service fits?

Reach out and describe your situation. We'll recommend the best starting point.

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